AI Cortex Storage — Terms of Service
Last updated: 2026-04-07

1. THE SERVICE

AI Cortex Storage ("the Service") provides cloud-backed key-value memory
and all associated websites, APIs, interfaces, and payment flows. The
Service is operated by AI Cortex ("we", "us", "our"). By using an API key
to access the Service — whether directly or through an AI agent — you
("you", "your") affirmatively accept and agree to be bound by these terms.
Each use of an API key constitutes renewed acceptance of the then-current
terms.

2. ELIGIBILITY

You must be at least 18 years old to use the Service. If you are using the
Service on behalf of an organization, you represent that you have authority
to bind that organization to these terms.

3. AI AGENTS AND AUTHORIZATION

The Service is designed to be accessed by AI agents (automated software
acting on a human's behalf). You are solely responsible for all actions
taken by any AI agent that uses your account or API keys, including but
not limited to creating accounts, storing or deleting data, initiating
payments, and consuming credits. An AI agent's use of the Service
constitutes your use. You are responsible for all accounts created by
agents acting on your behalf, regardless of how many agents are involved.

Where an AI agent creates a trial account on your behalf before you have
directly interacted with the Service, your subsequent activation payment
constitutes ratification of the agent's prior actions and acceptance of
these terms. It is your responsibility to configure, monitor, and constrain
the agents that use your API keys. The Service publishes current pricing
and terms at the path /llms.txt on the Service domain; agents accessing
the Service are expected to relay material changes to their users, but we
are not liable for an agent's failure to do so.

4. ACCOUNTS AND BILLING

4.1 Trial Accounts

Trial accounts receive a limited credit allowance at no charge. Credits
are consumed by operations (see /llms.txt for current pricing). When the
credit balance reaches the trial limit, the account is suspended until
activated.

4.2 Activation

Activation requires a minimum payment (currently $5.00 USD) processed by
Stripe. Payment activates the account and raises the credit limit; it does
not issue credits or reduce any accrued trial balance.

4.3 Credit Limits and Suspension

Each account has a credit limit determined by cumulative lifetime spend.
When accrued usage reaches the credit limit, the account is automatically
suspended without prior notice.

4.4 Settlement and Automatic Charges

By providing a payment method through Stripe, you authorize us to charge
that payment method for settlement of accrued usage without additional
per-charge consent. Settlement charges are subject to a minimum transaction
amount (currently $5.00 USD). Settlement may be initiated by you, by an AI
agent acting on your behalf, or automatically upon credit exhaustion when a
saved payment method is on file.

Credits applied to your balance on settlement are calculated on net proceeds
after Stripe's processing fee (currently 2.9% + $0.30 per transaction).

When credit is exhausted, the account is first suspended (per Section 4.3),
then settlement is attempted against the saved payment method. If
settlement succeeds, the account is reactivated. If the charge fails, the
account remains suspended until a successful payment is made.

You are responsible for maintaining a valid payment method.

4.5 Credits and Refunds

Credits are the internal unit of account. Credits are non-transferable and
have no cash value. Upon account termination, any remaining credit balance
is forfeited. All payments — including activation fees and settlement
charges — are final and non-refundable, except as provided in Section 4.6.
"Fees" and "payments" as used in these terms include all amounts paid to
us, whether for activation, settlement, or any other purpose.

4.6 Charge Disputes

If you believe a charge is incorrect, contact support@aicortex.dev within
60 days of the charge. We will investigate and respond within 30 days. If
we determine the charge was erroneous, we will issue a credit to your
account or a refund to your payment method at our discretion. For billing
disputes, you must exhaust this process before initiating arbitration under
Section 12. Filing a chargeback with your payment provider before
completing this dispute process constitutes a breach of these terms.

4.7 Pricing Changes

We reserve the right to change operation pricing, fee amounts, minimum
transaction amounts, and credit issuance formulas. Changes take effect
seven (7) days after publication at /llms.txt. Usage accrued before the
effective date is billed at the prior rate; new operations after the
effective date use the updated pricing. If Stripe changes its processing
fees, we will adjust the credit issuance formula accordingly. Continued
use of the Service after a pricing change takes effect constitutes
acceptance of the new pricing.

5. ACCEPTABLE USE

You may not:
(a) Circumvent rate limits, create accounts in bulk, or engage in any
    form of abuse or denial-of-service against the Service;
(b) Store illegal content, malware, or content that violates third-party
    intellectual property rights;
(c) Attempt to access, modify, or interfere with other accounts, the
    underlying infrastructure, or data belonging to other users;
(d) Use the Service to facilitate fraud, phishing, or any unlawful
    activity;
(e) Publicly disclose API keys or transfer them to third parties outside
    your organization;
(f) Reverse-engineer, decompile, or attempt to extract the source code
    of the Service.

6. INTELLECTUAL PROPERTY

You retain all ownership rights in the data you store through the Service
and grant us a limited, non-exclusive license to host, store, transmit,
and cache your data solely to operate the Service. This license terminates
when your data is deleted. We retain all rights in the Service, including
its software, APIs, documentation, and branding.

7. PRIVACY AND DATA PRACTICES

7.1 Data We Collect

(a) Email address — provided by Stripe at activation, used for account
    recovery and service communications. Not required for trial accounts.
(b) API key hashes — SHA-256 hashes of your API keys for authentication.
    We never store raw API keys.
(c) Stored memories — data you write via put_memory, in an isolated
    per-account container.
(d) IP address derivatives — a truncated SHA-256 hash of your IP address,
    stored for 24 hours in a rate-limiting cache. We do not store raw IPs.
(e) Stripe identifiers — customer ID, payment method ID, and payment
    intent IDs for billing reconciliation.
(f) Usage metrics — aggregate credit consumption per account.
(g) Cookies — Cloudflare may set cookies (such as __cf_bm) for bot
    management and security purposes. These are strictly functional and
    are not used for tracking or advertising.

We process your data on the basis of contractual necessity and legitimate
interest (preventing abuse and fraud).

7.2 Data Retention

Account data is retained for the lifetime of your account. Stored memories
are deleted within 30 days of account termination. Rate-limiting data
expires after 24 hours. Billing records may be retained as required by
applicable tax and financial regulations.

7.3 Your Rights

You may request to access, correct, delete, or export your personal data
by contacting support@aicortex.dev. We will respond within 30 days. If you
are located in the European Economic Area, you additionally have the right
to object to processing, to data portability, and to lodge a complaint with
your local supervisory authority.

7.4 Data Breach Notification

In the event of a security breach affecting your personal data, we will
notify affected users within 30 days of discovery, consistent with Florida
Statutes § 501.171 and any other applicable breach notification laws.

7.5 Third-Party Processors and Data Location

Data is processed on Cloudflare's global network. We use Cloudflare for
infrastructure and Stripe for payment processing. By using the Service,
you consent to your data being processed in any jurisdiction where these
providers operate. We do not sell, share, or disclose your data to third
parties for advertising or cross-context behavioral profiling.

8. NO WARRANTY

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF
ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, DATA DURABILITY, OR
UNINTERRUPTED AVAILABILITY. THE SERVICE IS NOT AN ARCHIVAL OR BACKUP
SERVICE AND WE DO NOT GUARANTEE DATA PRESERVATION OR RECOVERABILITY.

9. LIMITATION OF LIABILITY

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING
TO THE SERVICE SHALL NOT EXCEED THE TOTAL FEES YOU PAID TO US IN THE
THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. The
three-month window is measured backward from the date of the incident; if
you paid nothing in that period, our liability is zero.

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF DATA, LOSS OF
PROFITS, OR BUSINESS INTERRUPTION, REGARDLESS OF THE THEORY OF LIABILITY,
EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR IF ANY REMEDY FAILS
OF ITS ESSENTIAL PURPOSE.

10. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless AI Cortex, its officers,
employees, and agents from any claims, damages, losses, liabilities, costs,
and expenses (including reasonable attorneys' fees) arising from:
(a) Your use of the Service, including use by AI agents under your keys;
(b) Content you or your agents store in the Service;
(c) Your violation of these terms, any applicable law, or third-party
    rights.

We agree to indemnify you against claims arising directly from our material
breach of Section 7 (Privacy and Data Practices), subject to the liability
cap in Section 9.

11. FORCE MAJEURE

Neither party shall be liable for failure or delay in performance caused
by circumstances beyond its reasonable control, including but not limited
to acts of God, natural disasters, war, terrorism, government action,
infrastructure provider outages (including Cloudflare or Stripe), power
failures, internet disruptions, or pandemics. Force majeure does not excuse
payment obligations once the preventing circumstance has ended, and does
not affect programmatic account suspension under Section 4.3. If
a force majeure event continues for more than 30 days, either party may
terminate the affected account without liability.

12. DISPUTE RESOLUTION

12.1 Informal Resolution

Before filing any formal proceeding, you agree to contact
support@aicortex.dev and attempt informal resolution for 30 days. For
billing disputes, you must first exhaust the process in Section 4.6.

12.2 Arbitration

If informal resolution fails, disputes shall be settled by binding
arbitration under the rules of the American Arbitration Association in
Highlands County, Florida. To the extent permitted by applicable law,
the arbitrator may award the prevailing party its reasonable costs and
fees in any claim the arbitrator determines to have been frivolous or
brought in bad faith. Either party may bring an individual action in
small claims court if the claim qualifies.

12.3 No Class Actions

All proceedings are individual — no class, consolidated, or representative
actions.

12.4 Limitations Period

Any claim arising out of or relating to the Service or these terms must be
filed within one (1) year after the event giving rise to the claim. Claims
filed after this period are permanently barred.

13. TERMINATION

You may terminate your account at any time by revoking all API keys and
ceasing use, or by contacting support@aicortex.dev. Upon termination:
(a) All API keys are immediately invalidated;
(b) Stored memories are deleted within 30 days;
(c) We may charge any outstanding balance regardless of the minimum
    transaction amount in Section 4.4, or waive collection at our
    discretion;
(d) Unused credits are forfeited.

We may suspend or terminate accounts for abuse, non-payment, or violation
of these terms, with or without notice. We may refer unpaid balances to a
collection agency or pursue other legal remedies.

14. CHANGES TO THESE TERMS

We may update these terms at any time. The current version is always at
/legal.txt. Pricing changes follow the notice period in Section 4.7. For
other material changes, we will make reasonable efforts to notify users.
Continued use of the Service after changes take effect constitutes
acceptance.

15. GENERAL

If any provision of these terms is held unenforceable, the remaining
provisions continue in full force. These terms constitute the entire
agreement between you and AI Cortex regarding the Service and supersede
all prior agreements. No waiver of any provision shall be deemed a further
or continuing waiver of that or any other provision.

16. SURVIVAL

Sections 3 (AI Agents and Authorization), 4.5 (Credits and Refunds), 4.6
(Charge Disputes), 6 (Intellectual Property), 7 (Privacy), 8 (No
Warranty), 9 (Limitation of Liability), 10 (Indemnification), 11 (Force
Majeure), 12 (Dispute Resolution), 15 (General), 16 (Survival), and 17
(Governing Law) survive termination of these terms.

17. GOVERNING LAW

These terms are governed by the laws of the State of Florida, without
regard to conflict-of-law principles. Subject to the arbitration provision
above, any litigation shall be brought exclusively in the state or federal
courts located in Highlands County, Florida.

Contact: support@aicortex.dev